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Looking for a Loan

About Our Loans

Community Futures is an alternate source of business funding offering loans to businesses for start-up or expansion.  Funding is available up to $150,000 to be used for capital expenditures or operating requirements.

Flexible, affordable Community Futures loans are specifically designed for new start-ups, expansions, or to buy a business in a rural community.  Solutions are tailored to meet the needs of the individual business and decisions are made locally.

Community Futures is a developmental lender.  That means we work in collaboration with conventional lenders like banks and credit unions.  For over 20 years our office has successfully helped local entrepreneurs obtain financing to:

  • Start or expand a business

  • Apply technology to a business

  • Upgrade a business' facilities and/or equipment

  • Develop new products and services

  • Access new markets

  • Expand into global marketplace


Who can apply?

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  • Applicants who are looking to start or already own a business in the region of Prince Albert.

  • Individuals or businesses who require funding for start-up costs, working capital purposes, capital acquisitions, or expansion of a small business.

  • Residents or businesses of the region of Prince Albert who are unable to access funding from traditional sources (i.e.. Chartered Banks, Business Development Bank of Canada, Credit Unions, etc.). CFDC can often partner with traditional lenders in order to meet the borrowers full lending requirements.

  • Application forms must be completed and must be supplemented with a BUSINESS PLAN.

  • Loan programs are funded by Federal Department of Western Economic Diversification Canada.

New Micro Loan

How do I apply for a loan?

Download and complete the loan application and business plan. Contact our office at 306.763.8125 or by email to to make an appointment.

Terms & Conditions

  • Applicants must be residents of our service area.

  • The business must operate and continue to operate during the term of the loan in the service area.

  • All loans are repayable in full. If your loan is approved you will meet with staff to arrange security requirements and the terms and conditions of your loan.

  • Community Futures is an alternative source of business capital. The interest rate is a set rate for the full term of the loan. Processing fees of 3% of the total amount will be applied (minimum of $350.00) upon approval and draw down of funds.

  • For more information about any of our programs, contact Community Futures at 306.763.8125 or email us at

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